While insurance companies have an obligation to respond to your car accident claim in a timely manner, they do not always fulfill this responsibility. This can be quite problematic, especially since you will most likely be facing mounting medical bills and repairs to your vehicle. When insurance companies take a long time to respond to your claim, it can place a serious strain on your finances.
Unfortunately, most insurance companies care much more about taking your money than paying it back to you when you need it. Often, they will take any action possible to help avoid paying your settlement. In order to accomplish this, they may respond as slowly as possible.
When dealing with insurance companies who are especially negligent in responding to your claim, pursuing your compensation may seem like a full-time job. This struggle is magnified when the other driver’s insurance company is responsible for paying your claim.
It is in your best interest to seek the assistance of an experienced car accident lawyer when battling an insurance company over your claim. Most insurance companies are less likely to offer you a fair settlement if you are pursuing your claim alone. In order to ensure that you receive the maximum possible compensation for your damages in a timely manner, you will need the help of an attorney who has the skills to take on your insurance carrier.
What a Car Accident Attorney can Do for You
After your car accident, your primary responsibility should be taking care of your injuries. If you are focusing your energy on getting the insurance company to respond to your claim, you may neglect important medical care and rehabilitation. By hiring an attorney to deal with the insurance company, you will be able to focus on healing.
An experienced car accident attorney can deal aggressively with your insurance company. He will have a strong grasp of the car accident laws in your state, and he can exert pressure on the insurance company to comply with their obligations.
Most importantly, hiring an attorney sends a message to the insurance company. They will know you are serious about receiving fair compensation, and if they fail to comply with their responsibilities, they may face a lengthy lawsuit. Most insurance companies will try to avoid protracted litigation at all costs, since this will ultimately increase their overall expenses related to your claim. Therefore, the threat of litigation will generally motivate your insurance carrier to deal fairly with you and respond in a timelier manner.